The LTC Economic Impact Planning Model is designed to simplify 
the first three steps of the LTC decision process.

1^st    "What is the lifetime economic impact of LTC costs?"

2^nd   "How much, if any, of the risk do I want to share?"

3^rd   "How do I design policy benefits to accomplish my goals?"

The fourth step is to do the above without getting lost in numbers and analysis paralysis.

The LTC Economic Impact Planning Model simplifies the process!

• What is the lifetime economic impact on your client's estate of a 3, 4, 5 year period of care for one person in their household 15 to 30 years from now using your client's data and various planning assumptions?

• What is the impact on family wealth of asset liquidation costs, tax deductions or expenses,  plus the lost investment opportunity due to long-term care and premium expenses?

• What is the impact in various planning scenarios using different cost of care, tax, and investment assumptions, plus looking at different insurance benefit design options and the approximate insurance premium for specific clients?

• What is the difference in lifetime asset preservation with insurance vs. self-insurance in each of the above scenarios?

• Preparation time currently needed to answer?